There are any number of programs that can help you refinance your home and get your ex-spouse's name off the mortgage. The trouble is, most of them require good credit. After a divorce you may not have good credit. There is also the problem of a first mortgage being underwater or upside down. A HELOC loan could help, but there are some major restrictions. If you can get past all of the following restrictions, and you are willing to take the risks that come with the fluctuating interest rates on a HELOC, then it might be a good solution for you.
- Payday loans can come in handy when you have a bill coming due but won't get your paycheck in time to pay it. However, if you don't stay on top of paying back these loans on time, the interest will accumulate quickly, and you may find that you owe a mountain of cash to various payday lenders. You took out those loans with the agreement that you'd pay them back—and failure to do so will make it harder for you to take out additional loans should you need them in the future.
- If you have a friend or family member that was just recently arrested and placed in jail, you might be interested in finding different ways you can come up with the money to bail them out. To help you with this, you will want to take a few minutes to review the following tips. Get Help From A Bail Bondsman The bail bondsman will help get your friend or family member out of jail, but you will generally have to come up with a small percentage of the amount due.
- If you want to sell your gold, you will first need to make sure it is real gold. While a pawn shop or jewelry store can run the test for you, there are also some easy tests to perform at home. It is important to note that none of these tests tell you 100 percent whether your gold is real or not, but they give you a good indication. Magnet Test