Post-traumatic stress disorder (PTSD) can be an unfortunate fact of life for many police officers, firefighters, emergency medical technicians (EMTs), and other first responders. Being the first on the scene at a car accident, domestic dispute, or four-alarm fire is not only stressful, it can be heartbreaking, and many first responders struggle with the advice to "leave work at work." But until now, first responders in Florida were unable to claim workers' compensation benefits for PTSD, even when this mental health condition could clearly be attributed to an on-the-job occurrence.
- In many parts of the country, rapidly-rising rental and housing prices have led would-be homeowners to take on roommates as a way to curb their housing expenses. If you're tired of paying rent toward a property you'll never own, you may be considering purchasing. But if you're not able to secure the necessary down payment for a home on your own, is going into this transaction with roommate friends or relatives an option?
- Retirement planning is one of the most critical things you can do for yourself. When you put together your own wealth and work hard every day, you deserve to take your foot off the brake and retire once you reach a certain age. In order to make this a reality, you'll need to put together a plan that is helpful to you. Follow these tips so that you have an opportunity to retire on your own terms:
- When preparing your plan for passing on your business to family, it's important to have it properly valued. Failure to calculate the actual value of the company you've grown could result in problems between heirs and family members, loss of some of that value if it's sold, and undervaluing things like insurance and other protections for your inheritors. To understand what valuation really entails, here are the basics of the three methods to do it.
- When it comes to finding a house you will love, this may take time. However, the possibility that you can pay cash for your new home is not usually likely. It's highly possible you may need to secure a mortgage loan to do so. There are many things you will want to know when it comes to this process, and being well-informed can decrease your stress when it comes to getting a mortgage loan.